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Archive for June 19th, 2008

Growing old gracefully

Thursday, June 19th, 2008

Growing old Gracefully | Still Fun in old ageHow growing old gracefully Today the average duration of human life in the United States is just about 70 years for women and a little less for men. Conservative experts believe that man is really build to last about 100 years; and that medial advances and more healthful living habits could bring this about within a generation or two.

What good is it to add years to life if we do not also add life to years? In fact, unless people learn to enjoy life and for growing old gracefully, the extra years may be an additional burden.

growing old gracefully from 18 to 30 years is roughly the period of highest physical and mental vigor. The experiences we accumulate from the day we are born help us to conserve and to use our physical and mental abilities more wisely, so that for some time after 30 years we are able to perform increasingly well in spite of slowly slipping vigor. After age 50 the increasing accumulation of experience is no longer able to offset the now more rapidly energy and therefore aging begins to assert itself noticeably and in many ways.

A number of things may come about gradually such as people who have not used eyeglasses before may at some time in their forties need them for reading, and in the fifties they usually need bifocals.

Also growing old gracefully in the forties, people are likely to put on weight because there is a general slowdown in the oxidation rate of the aging body tissue. Also we tend to do less strenuous work with no reduction in the amount of food consumed.

And growing old gracefully in the fifties there is likely to be some loss of hearing. Usually the high-pitched tomes go first, so words with the sounds of F, S, and TH are confused. A hearing aid may be needed in some cases.

Aging is generally accompanied by a loss in physical and mental flexibility. This is noticed in a tendency to become stiff in the joints; in slower comeback after a strenuous trip, excessive “night life,” or hard work; in slower healing of wounds, sore muscles, and sprains; in slower recovery of pep after an illness; and in greater difficulty to adjust to new people, new places, and new ideas.

Men, especially, will notice loss of muscular strength. There will be increased unsteadiness and delicate muscle movements will be more clumsy and the stride in waking will become shorter. The conclusion now is that the performance and ability of the elderly has long been underestimated and can be greatly improved by a proper diet, sleep and exercise along with rest and relaxation.

Many elderly people tend to lose their joy and will to live and chronic worriers may mope around and withdraw. Medical authorities now say that laughter is one of the best medicines for the elderly. You can always keep your sense of humor tuned up by surrounding yourself with pleasant and interesting people. Just act your age and don’t be afraid to laugh at yourself even when no else is around.

Now for growing old gracefully that we all know the role that physical activity plays in our lives, remember to do something physical every day. The joints must be used or quite simply they will tighten with age creating that stooped worn out appearance we so often associate with getting old. Keep yourself flexible and fit on an exercise program consistent with your ability.

How to give your customers enough information to work your investment planning

Thursday, June 19th, 2008

investment planning | retirement planning More often than not I have watched people join a investment planning, receive a camera-ready circular and are expected to know what to do with it. While the financial consultant of the investment planning knows exactly what to do, most of your customers do not. What may seem like common sense to you is not as understandable to others who purchase it.

Every investment planning you sell should come with an instruction sheet. Just like any product you purchase will come with an instruction sheet.  It just makes good business sense to include an instruction sheet or booklet with anything you sell.

Guess what? This sheet or booklet can be used to YOUR advantage. By explaining step-by-step how the investment planning works, what it’s goals are, the benefits of working it and what steps to take in order to work it properly, you can offer different options to your customer to help them. If you supply camera-ready circulars, you could offer to print copies, supply pre-printed envelopes and mailing list names for an additional price. This is called “back-end” sales.

And if you don’t provide these items, you can find a wide range of mail order dealers that can. Hook up with a good supplier who will reduce their prices slightly so you can make a profit and send orders directly to them from your “back-end” sales. This little bit of extra money is what helps your investment planning become more financially solid.

One problem that so many investment planning fail is because they are not managed and
structured properly. Remember the old saying: “A 3-legged stool is not easily broken?” It’s true. The more “branches” you have in a investment planning that generates some cash flow the better. DON’T get this confused with nickel-and-diming people to death. Just give them the product they pay for and offer them extra products they can purchase that compliments what they already have.

One of the biggest mistakes you can make when you are the Prime Source of any investment planning is to promote the investment planning your dealers are also promoting. Instead of it bringing in more money it has the opposite effect _ it destroys the investment planning!

Let’s say that Melanie joins Jeff’s investment planning. Jeff is the Prime Source and provides Melanie with a camera-ready circular with her name on it. Melanie begins printing and mailing the circular in her own mailings but one day she spots Jeff advertising his own circular in a tabloid. What does Melanie do? She STOPS mailing her circular.  Why? Because Jeff looks like a greedy dealer who is after all the profit. Jeff is only giving Melanie 50% when people respond to her circular and Jeff gets 100% if people respond to his circular. Also _ Melanie does not want to be in competition with Jeff and drops out of the investment planning. It’s not fair to Melanie.

And what happens to Jeff’s potential income when all his dealers see the circulars with his name on them? You got it _ they all drop out. Now what happens to Jeff’s income? Right again _ it drops considerably!Instead, Jeff should pick out a few of his dealers who are trying their best to make money with his investment planning and offer to mail pre-printed circulars for them free of charge. Remember that Jeff is making money from every sale generated by his dealers, so by promoting his own product he is still making money. Besides _ if he helps his dealers make a few dollars, what will his dealers do? That’s right _ they’ll keep participating in Jeff’s investment planning and most of them will re-invest the commission money they make into printing and mailing more of them.

Also, when they begin to make a little money, they will tell everybody they know what a wonderful investment planning Jeff has. And guess what? Jeff will get more dealers promoting his investment planning _ which means more money for Jeff in the long run. Jeff’s a success because he made his dealers a success.

And finally _ Jeff’s reputation will be escalated because all his dealers will know he’s an honest guy to do business with. Guess what? Jeff’s business income increases! Not just because of the investment planning but because people are interested in other things Jeff sells.

It’s only good business sense to help your dealers by providing them with tips and information to work your investment planning. Sure, there will always be people who buy into your investment planning and not work them _ but you’ll lose a lot more money if you step on their toes and become their competition! Be wise!